One of the biggest concerns about becoming a truck driver is getting the commercial driver’s license (CDL). To get a CDL, you’ll need to attend a truck driving school, which can be incredibly expensive.
Before you launch your career, there are a few things you need to consider before committing to getting your CDL license. Read on to find out how to pay for truck driving school and if it’s worth it.
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How You Shouldn’t Pay for Truck Driving School
On average, truck driving school can cost anywhere from $3,000-$7,000. That’s a huge expense that many people won’t have the savings for.
To make things more complicated, there are potential financial pitfalls that unsuspecting students can fall into. Below are a few things not to do when trying to finance truck driving school tuition.
Using a Credit Card
We’ve seen this suggestion a few times, and all we have to say is: don’t do it. It might seem like a good idea to pay the tuition using the card and then make minimum monthly payments.
The problem with this approach is that credit cards have a very high rate of interest. You’ll end up paying triple the price or more of tuition over the years than you need to.
Taking Out a Mortgage
This one should be obvious, but some people have actually been so desperate that they took out a mortgage. If you are desperate enough to take out a mortgage on your home, it should notbe for truck driving school.
How You Should Pay for Truck Driving School
Luckily, there are a few solid options you can take advantage of that won’t put you in financial peril. Some options are better than others, but you’ll need to see what works for you.
Get Financial Aid
Just like college students, there are financial aid opportunities for truck driving school. There are federal grants, private grants, scholarships, and veteran education benefits.
With financial aid, you could get some or all of the tuition paid for. The only problem is that some grants and scholarships may be challenging to qualify for.
Find a Paid CDL
Some truck driving companies offer to pay for CDL licenses and a job at the end. The only problem with this approach is that you will most likely have some type of contractual obligation.
With that said, it’s still an excellent option for those who know that they want to get into truck driving.
Is Going To Truck Driving School Worth It?
Yes, because although you can get your CDL without going to truck driving school, the reality is that most companies won’t hire you. That’s because many insurance carriers won’t insure someone who hasn’t gone through a driving course.
Going to truck driving school will prove that you have enough experience to be trustworthy and employable.
At the end of the day, getting your CDL will launch you into a great career. The world needs truck drivers now more than ever, so don’t let a financial hurdle get in the way of job security, freedom, and great pay.
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